Comprehensive and Proactive Solutions for Data Breach Issues

The Cyber Protector Plan is an insurance program that offers comprehensive and proactive solutions to the critical cyber data breach / security issues faced by businesses today. The focus is on bringing businesses up to compliance standards through risk management services, education and training.

The solution, known as BBR Select, offers forensic, legal, notification, credit monitoring and call center services, ensuring that when a breach occurs the affected organization can move swiftly to protect its reputation with customers. BBR Select is the only product in the market that includes immediate enrollment in Data Security Risk Management through eSolutions as a Policyholder service!  The policy provides notification and credit monitoring for affected individuals (normally in the range of 25,000 to 50,000, though higher numbers can be covered) as well as third party liability coverage of $1 million with higher limits available on request.

Cyber Liability / Data Breach Protection Policy Highlights:

• Privacy Liability
• Privacy Notification Expense
• Regulatory Liability – HIPAA/HITECH Fines & Penalties
• Network Security Liability
• Media/Website Liability
• Public Relations & Crisis Management Expense
• Credit Monitoring Expense
• Legal & Forensic Expense
• Theft Resolution Services

Online Risk Management Services and Resources for Insureds:

Federal and state compliance materials regarding data security, data breaches, and data privacy including:

• Quick Tips on Many Subjects
• Summaries of Federal/State Laws
• Links to Statues & Regulations
• Sample Policies & Procedures
• Continuing Updates & Electronic Notification of Significant Changes to the On-line Materials

Monthly Newsletters & “Instant Alerts”

• “Instant alerts” sent by email for events that require immediate attention.
• Newsletters sent by email, learn about changes in federal and state laws regarding data security, data breach, and          data privacy issues

Expert support from consultants/attorneys on data security issues, including:

• Health Care & HIPAA Compliance Issues
• Data Breach Prevention Issues
• Data Security Best Practices
• Computer Forensic Issues

Step-by-Step Procedures to Lower Risk:

• Understand the scope of “Personal Information” (PI)
• Determine where PI is stored
• Collect and/or Retain the minimum amount of PI as required for business needs
• Properly destroy PI that is no longer needed
• Incident Response Plan implementation

Training Modules:

• Online Training Programs
• Employee Training Bulletins & Posters
• Webinars for Privacy Compliance and IT Staff
• Audio and PodCast training for Managers and/or Employees

Guidance to Handling Data Breaches:

• Help prevent Data Security Incidents
• Respond to a Data Breach